For many young people, starting a first job is exciting. It is the first time they earn a regular income and enjoy the freedom that comes with it.
For Tuisalia Kolekeirasea, taking a life insurance policy with BSP Life was one of the smartest decisions he made early in his career.
When I started working full-time, I opened my first policy," Tui recalls.
Looking back, the man from Daliconi, Vanuabalavu admits that before learning about life insurance, much of his income was spent without much thought.
When I first started working, I would spend money unnecessarily," he says. "Life insurance helped me become more disciplined. It gave me a purpose for my money."
That simple change in mindset has made a lasting difference. Instead of wondering where his money had gone at the end of each month, he was building financial security for himself and his family.
The benefits became even more meaningful when he was able to access funds from one of his policies to support his sister's education.
One of my policies helped with my sister's tuition fees, he says.
For Tui, that was a powerful reminder that life insurance is more than protection against life's uncertainties. It can also help families achieve important goals when they need support the most.
Like many young workers, Tui once believed life insurance was something to think about later in life. Today, he encourages others not to wait.
When I first started working, I didn't know there were life insurance policies that could help us if we became sick or if something happened to us," he explains. "Now that I've experienced the benefits, I understand how valuable it is.
His advice is simple.
"If you've just started working, get insurance early. It's a good investment because it supports you and your family in the future.
Starting early often means building good financial habits from the beginning while creating a foundation for future goals. Whether it's saving for education, protecting loved ones, or preparing for unexpected events, taking the first step today can make a significant difference tomorrow.
For Tui, life insurance has become more than just a policy. It has become a tool that has helped him manage his finances, support his family, and plan confidently for the future.
